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Expat  Insurance

NEW multi-currency International Term Assurance

 We are proud to announce the launch of our new multi-currency International Term Assurance product.

 Multi-currency International Term Assurance can be used to cover family, mortgage, school fees, inheritance plans or business protection including keyman cover.

 Features and Benefits

 Level Term Assurance

The simplest form of life cover, paying out a cash sum.

 Guaranteed premiums

Once accepted, premiums cannot be increased.

 Choice of three currencies for premium and sum assured

GBP, EUR and USD

 Tailored quotations

Quotations take account of nationality and residency

 Quotes Preparation Guide

Helpful quotes guide available for IFAs

 Simplified anti-money laundering requirements

Simplified anti-money laundering requirements for premiums up to £50 per month/£600 per year (or USD, EUR equivalent)

 Low minimum premium

Low minimum premium of GBP10/USD17.50/EUR15 a month

 Additional Benefits

Terminal Illness Benefit

 International Critical Illness Assurance

 The Critical Illness Plan is available to both UK and non-UK residents. The Plan is designed to provide a lump sum benefit to relieve financial pressures following a critical illness.

 Comprehensive Cover

Cover against a comprehensive range of illnesses.

 Plan Choice

Choose the level of covered required and build in extra cover if needed.

 Special Events Option Mortgage Increase Option

Increase cover by taking out an additional plan.

 Guaranteed Cover

The level of protection selected is guaranteed for the first five years, after which it is reviewed regularly.

 Additional Benefits

Children's Critical Illness and Disability Cover  is normally automatically included in the Plan at no extra cost.

 Wavier of Premium

Protect payments should you be unable to pay.

 If you would like further details of the Plan, please complete an Information Request Form.

 Important Information

 Any personal tax liability will depend on the investor's country of residence and personal circumstances. Investors should consult a Financial Adviser if they require more detailed information on the tax position of the Plan.

Get a quote: 0870 350 8595



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